Terms of Service

Last updated: 12/27/2025

1. Agreement to Terms

By accessing or using UrgeoAI, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the service.

2. Description of Service

UrgeoAI provides AI-powered personal development coaching through web interface, SMS, and phone calls. The service includes goal tracking, habit monitoring, and automated coaching interactions.

3. Subscription and Billing

UrgeoAI offers subscription plans (Starter, Growth, Elite). By subscribing, you agree to pay the monthly fees associated with your chosen plan.

  • Free Trial: New users are eligible for a 14-day free trial. You will not be charged if you cancel before the trial period ends.
  • Billing Cycle: Subscriptions are billed monthly in advance.
  • Cancellation: You may cancel your subscription at any time. Your access will continue until the end of the current billing period.
  • Refunds: Pro-rated refunds are available if you cancel mid-cycle, in accordance with applicable laws.

4. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

5. Disclaimer

UrgeoAI is a coaching tool, not a medical or mental health service. The AI's advice should not replace professional medical or psychological advice.